IDFC First Credit Card Offers

Card Benefits

• Lifetime Free Cards - No joining fee, no annual fee
• Railway lounge facility
• Never expiring Reward points
• Enjoy a Rs 500 welcome voucher on spending Rs. 5,000+ and 5% cashback (up to Rs 1,000) on your first EMI transaction, both within the first 30 days of card activation.
• Complimentary Roadside Assistance up to 4 instances per year, valued at Rs.1,399 annually
• Get access to domestic airport lounges with IDFC FIRST Select card and access to both domestic and international airport lounges with IDFC FIRST Wealth card
• 7.5% off up to Rs.7,500 on EMI purchases above Rs.5,000 (Sat-Mon) & 5% off up to Rs.2,500 on Non-EMI purchases above Rs.15,000 (Mon) at Croma
• Joining Fee: Nil & Annual Fee: Nil

Eligibility Criteria

• Eligibility Criteria
• Age: 21 to 65 years
• Employment: Both salaried and self-employed individuals
• Salaried Income: Rs.25,000/monthly
• Self Employed: Rs. 3,00,000 /annum
• Credit Score: 710+
• New-to-Credit: Not Allowed
• Fees & Charges
• Joining Fee-Nil (Lifetime Free)
• Joining Fee-Nil (Lifetime Free)
• Documents Needed
• ID Proof: PAN Card/Form 60
• Address Proof: Aadhaar, Passport, or utility bills
• Income Proof: Bank statements or salary slips
• Photograph: Recent passport-sized photo
• Steps to Apply
• Click on the orange button
• You will be redirected to the IDFC Bank Credit Cards page
• Complete the application in the same session

Important Points to Note

• If you currently hold or have ever held an IDFC Credit Card, you are not eligible for CashKaro Rewards
• A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
• Referral earnings are not applicable on IDFC Bank Credit Cards
• Please use Aadhaar linked mobile number to fill the application
• VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards

How to Earn Rewards